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Steve Spies CMB, CFE, JD



Expert in mortgage risk management, underwriting, quality control, compliance and anti-fraud programs. Strategic leader of organizational change and continuous improvement. Tech savvy with outstanding relationship building, training and presentation skills. Lean Management problem solver. 

  • Successfully guided multiple lenders through Fannie Mae MORA exams

  • Assisted several lenders with Fannie Lender-approval applications

  • Conduct required audits of QC function

  • Provided expertise for a lender to win summary judgment against whistle-blower claim

  • Provided effective Fraud training in multiple venues

  • Member, Board of Managers, QC Ally, the industry’s leading provider of enterprise loan quality solutions

  • 13 years as President of independent builder-affiliated mortgage banker

  • 22 years as Fannie Mae Risk and QC Executive

  • Recognized industry QC leader for $10 trillion mortgage industry

  • Led mortgage loan quality rebuild from 2008 Crisis

  • Keynote speaker at industry conferences

  • Primary author of Fannie Mae manifesto on loan manufacturing quality

  • Published in Mortgage Banker Magazine on Strategy, Risk, QC & Fraud

  • Built premier QC training programs for industry 

  • Optimized unit responsible for evaluating and acting on over 100,000 loans annually.  Led lender engagement on risk and QC strategy

  • Texas attorney and real estate broker

  • Certified Fraud Examiner (CFE) and Certified Mortgage Banker (CMB)

  • MBA and BBA in finance

  • Former Member UT Austin McCombs School of Business MBA advisory board

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